Easy Ways Single Mothers Can Get Financial Assistance

Finding financial assistance for single mothers can be hard and finding the money for everything you and your kids need can be even tougher. That’s why governmental branches and private organizations have set up ways to provide single moms with the financial help they need – including free money.

The 529 Savings Plan –

The 529 Savings Plan is a very special type of financial aid. This plan is like a plan from tax advantages that is designed especially to help save money for college. The “qualified tuition” is usually offered by state agencies and some educational institutes. This money is only designed to be used for college or a higher education. Once the account is established, anyone can contribute to the account to add more funds for the college journey. For more information on what a 529 plan is and how you can find out if you are eligible, check out their website.

Grants. Unlike loans, grants do not have to be paid back. They are given to those who need them the most, and often those people have to go through a screening process to determine eligibility. Grants are commonly given to those who want to pursue higher education, though other need based help is available, depending on specific needs and where you are located.

Sunshine Lady Foundation.

A College Degree may just be the answer to your dreams. Find out how you can make it a reality!

A College Degree may just be the answer to your dreams. Find out how you can make it a reality!

Established in 1996 by Ms. Doris Buffet, the Sunshine Lady Foundation is dedicated to helping mothers get out of abusive relationships and get back on their feet. The fund provides money for education, offers scholarships, and is dedicated to helping families in crisis. To determine if you qualify, visit:


Our Families, Our Future

This organization is dedicated to providing a helping hand to those who are trying to get back on their feet. They help train women for positions in the work force that will allow them to make a living wage and take care of their children without help from the government or welfare programs. Find out more at


The Women’s Opportunity Awards

These are awards given to mothers who are the primary money-earners for their families, and who are furthering their options by going back to school. The cash award recognizes hard work and rewards it with not only the money, but the recognition of a job well done. You can learn more about the awards at


Institutional Grants.

Colleges and universities will offer grants to those who are already enrolled with them. For instance, if you want to take online classes, a computer is necessary – but for the struggling single mother, this can be an expense that is impossible to meet. Some colleges will provide computers for free, with the understanding that it is “on loan” until you complete your educational requirements – and then you get to keep it.

There are many organizations, both private and public, that are based in your specific area. Start by looking in the phone book for organizations like Helping Hands or the Salvation Army. These are good starting points to help you find further information on financial assistance for single mothers, including free money for single moms. To find further information on governmental grants, visit the Catalog of Federal Domestic Assistance at


This is a great place to go to information for mothers.

70 Responses to “Easy Ways Single Mothers Can Get Financial Assistance

  • To all those people who are very blessed and has a good heart,i am calling you right now.i need some help,this is not for fun please.i like to have a store bussiness that sells rice,eggs,driedfish,spices,canned foods,noodles,coffee,milk,sugar,biscuits,chocolates/candies,breads,soaps,shampoos,toothpaste,softdrinks and beers,ciggarettes and some medicines and school supplies.PLEASE HAVE MERCY,help me raise funds.this is for my child,im a single parent.i love to workhard and earn.

  • Brittney
    5 years ago

    I am currently 3 months pregnant and I have student loans that I have not paid and I can not pay. I have not found a job in my career and am currently working at a grocery store. Is there any financial help I can get to help me pay these student loans?

  • Hi! This is my first comment here so I just wanted to give a quick shout out and say I genuinely enjoy reading your blog posts. Can you recommend any other blogs/websites/forums that cover the same subjects? Thank you so much!

  • robin maret
    5 years ago

    cant thank everyone enough that they would help me a stranger.thanks.its the worse feeling in the world knowing you have a baby coming and you dont have anything for it.please help me if you have unwanted or things your baby has outgrown.word cant say how my i need these things just 1 bottlecould help. thanks again robin maret

  • I really need any help or advise! Please. Im 23 years old and in an abusive relationship with my boyfriend of 4 years and the father to my 5 month old daughter. I work full time as a medical secretary but its still not enough to support me and my daughter. I need help in finding a way to get him out of our lives without loosing my daughter. Please help! I am ready to take care of her by myself, but i need emotinal and financial help. thank you

  • alexander devilas
    5 years ago

    that is to long and wonderfull i love it.

  • I am a single mother of a 2yr old, not receiving any kind of assistance, I have no job, no child care . .and no way to pay for child care once i have a job. been jumping from one place to another tryin to get stable, waiting on my partner to get our place to live but until then i have been couch hopping, hotels, and an occasional shelter. when we do get settled i plan on goin back to school but even with finacial aid there leaves a lot to be desired . im not sure exactly wat to do but i have heard that since i am a single mother i can get a grant. I was led to you site by a freind but im still a little lost. can you point me in the right direction? thank you so much!

  • Mommy of 1
    5 years ago

    I am a mother trying to seperate from my Husband due to many reasons, I have found it to be in the best intrest of myself and my 15mos old son. I have no job, no car, no money, and no where to go. I am in desperate need of assistance. I have no available family member to help. I’m so stressed out and worried. Any advice would be greatly appreciated. I definitely want to return to school and seek child care assistance. Just not sure what all is available to me. Thank you.

    • I would try out TANF (Temporary Assistance for Needy Families) They will surely be able to help you out.

  • Wooooowww! Im very sorry to hear all of you single mothers storys! I have NOTHING TO BE COMPLAINING FOR! Im a 17 year old single mother of a 11month old boy(DONT JUDGE ME, YOU DONT KNOW MY STORY HONEY), and i have no job, no income, Nothing! Im not even in school anymore.. It was just to hard for me because I didnt have much help in the beginning of my son being born. Im on my way back thought hopefully this month! But I thought I was in a bad predicament, I didnt have a clue. I always ask why cant I find a job, why cant I be able to take care of my son without having to depend on others. I cry myself to sleep because I want a job so bad so that I can just take care of my son who I love with all my heart!! I have nothing to offer that baby right now… I want so muchhh for him. So Im determined not to EVER give up On my Son. I pray for you guys before myself. You guys need it more than me. And I dont mean it in a cocky or rude way, just sympathy. For any single mother IT IS HARD TO RAISE A CHILD! ESPECIALLY IN OUR CASES, WE HAVE NO MONEY! But We all want the same for our children, Happiness and the best life we can give to them! God bless You Guys and have the best year of Yours Lives and Happy 2012!

    -From a single mother herself.

  • hemanth
    5 years ago

    i am an Indian, i currently pursuing my graduation final year final Semister, i have good academic performance, but my dream is do MS, anyone please help me in financial way or advice me how can i get my dream success.. please help me.. i want to study further, but i’m financially not good, so please i request any one who understood my problem to help me. please help me. i’m requesting u all, please help me, i request helping hands to contact through my mail id hemakumar.karri@gmail.com.

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