It costs a lot of money to raise a family. That’s why most families need to have two incomes to make ends meet. Unfortunately, the single mom usually has to do it alone and the burdens can sometimes be overwhelming.
There are financial assistance resources available from the government to help families who are facing financial hardship. The help is usually applied for on the local and state level, even though the funding for these benefit programs comes from the federal government.
When it comes to being a responsible parent, the single mom often has no choice but to seek outside assistance to make sure that her family is well taken care of. Many single moms will find that they meet the eligibility requirements for several types of programs, while others find that only one or two assistance programs can help them.
Eligibility for a government financial aid program does not guarantee that the family will automatically get the benefit. If funding runs out, eligible applicants may be put on a waiting list or be asked to reapply at a later date.
If you don’t have proper medical insurance to cover the needs of your family, or no medical insurance, check to see if you or your children qualify to be covered under Medicaid. The U.S. Department of Health and Human Services is the responsible federal agency that is administered by the individual state. Every state sets its rules about the coverage and eligibility.
If you are a US citizen, US national or permanent resident of the United States and are low income, check to see if you or children under the age of 19 are eligible in the state that you are living in.
The food stamp program can help the single mom who qualifies make sure that she is able to provide a nutritional diet to her family. The program is federally funded, but administered by local and state agencies.
Vehicles and bank accounts are taken into consideration when applications for food stamps are processed. Income that is not counted includes Supplemental Security Income, or SSI, and Temporary Assistance for Needing Families.
Apply for food stamps under the Supplemental Nutrition Assistance Program, or SNAP. You can also apply at Social Security offices.
Emergency Food Assistance
The Emergency Food Assistance Program, or TEFAP, can be a temporary way of helping a single mom provides meals for her family in an emergency. It is designed for low income families and individuals, including the elderly and gives food at no cost.
A Pell Grant is federal assistance that can mean the difference between the ability of a single mom to continue her education or have to give up the dream because of the high costs of returning to school. If you are eligible to receive a Pell Grant, it is worth the time and effort to apply as this is a grant, not a loan. It does not have to be paid back.
If you still need funds to attend school, look into student loans, starting with the Stafford. Almost every college in the United States makes the Stafford Student Loans available.