How Can Single Moms Afford Housing While Going to School?
Single moms who are furthering their education often find themselves worrying about how to afford housing for their family while they are in school. Full time students especially may not be able to work enough hours on the job to pay their bills. Luckily, there are grants and financial aid programs to help single mothers cover all the bases while they are earning their degree.
Many of these grants are offered through the government and private organizations to assist single moms with everything from groceries and utilities to their family housing costs. It takes a lot of patience to sift through all the available resources to find the ones that offer grant money to single moms for family housing.
There are certain grants and funding opportunities that you will want to avoid. These are basically scams and can easily part you from your hard earned money. You certainly don’t want to get suckered into a “guarantee grant” or any grant that asks you to pay money to apply and qualify for the grant. Check with your local better business bureau or college to find out whether an opportunity is legitimate before you put in the time and effort to apply. We all know what a letdown it is to count on something and find out that it was not a real opportunity.
Don’t become deterred by the fact that many grants that cover family housing aren’t specifically designed to benefit single mothers. Like I said you have to take the time to sift through every type of grant that you come across to find if it will provide what you need. Look for low income grants, as well as single parent or single mother grants.
Some programs you may want to check into are:
- Housing Choice Voucher Program via HUD – www.hud.gov/offices/pih/pha/contacts
- National Council of State Housing Agencies- http://www.ncsha.org/housing-help
- Single Mom Scholarships- www.studentaid2.ed.gov/getmoney/scholarship
- American Association of University Women- http://www.aauw.org
- Your local social services board for TANF, Section 8, and other programs designed to assist single moms.
Don’t let the worries of not being able to afford family housing stop you from pursuing your education – there are many ways to find money for expenses while you are in school, many of them you don’t even have to re-pay. Get your education, as it will only serve to better the lives of both you and your children.