Among all other states of the Union, the cost of living in California is the highest. Perhaps that’s the reason why most families, especially low income in this coastal state often struggle financially. However, the good thing is that a lot of State Assistance in California is available when families need a little extra help raising their kids and a happy family. Here are some simple ways that you can get help for childcare, healthcare, rent, food and more.
San Francisco: In the city of San Francisco, where all people do is work and travel, childcare can just as expensive as buying a house there. Luckily there are programs for low-income families to have the childcare that wallets deserve, so you can work stress-free and earn for the family.
Without a safe place to send your children, finding time to work is almost impossible. CalWORKS, the state’s welfare program, offers childcare to needy families. This temporary program aims to help families get back on their feet after a difficult time by helping with access to quality child care while they make a transition.
Once your kids are in school, look for after-school programs or babysitting swapping opportunities.
Los Angeles: In the city where almost all celebrities live, healthcare doesn’t have to be as high as the buildings there. This organization founded by the government provides health care for low-income families so that they can finally get something that many people have to sacrifice.
The state recognizes that in such an expensive place, low-income families often struggle to buy health insurance for their kids, even when they make more money to qualify for Medicare. CaliforniaKids Healthcare program, a non-profit organization offers health care options for kids from age 2 through 18.
Some families may qualify for the State Children’s Health Insurance Program (SCHIP) or the state’s Medicaid program
The state’s Department of Housing and Community Development oversees around 20 programs to help businesses and community leaders develop housing options that aid needy families in finding a place to stay.
In addition, HUD offers rental assistance and the housing vouchers program to help lower-income families afford their rent or mortgage. Find out more at www.hud.gov.
Sacramento: Sacramento, the capital of California, offers a lot of help to single moms and low-income families. Rent can become very high in a tech state like California, and this organization is here to provide programs your lives can be a lot more laid back in a good home.
Food and Supplies
California offers a food stamps program to low-income families. Pregnant women, children under the age of five or moms who are breastfeeding can get nutritious supplemental food through the state’s WIC program.
The state has an extensive network of food banks as well, offering low-cost food and household supplies to needy families and the state’s many single moms.
This program provides benefits each month which you can use to purchase food items so as to ensure your family members get requisite nutrition.
With these food stamps, you can purchase all kinds of consumable food products. However, you aren’t allowed to buy cigarettes, alcoholic beverages, and paper products. To avail the benefits of CalFresh, you should stay in California as well as be employed in the state.
Caltrain, the state’s major public transportation agency, offers an affordable option for people who need help getting around town. Most public transportation is centered in major cities.
There are also many city buses that are good sources of transport. Another option is light rails. However, the best medium of transport in California is a car.
California Head Start
The primary objective of Head Start program is to ensure and enhance social, cognitive as well as an emotional development of every child coming from families with not so high incomes.
Your child should not be more than 5 years of age. Apart from emphasizing your role as a parent and the first teacher of your child, the program also aims to provide literacy and language support.
Head Start program helps to build up a healthy relationship between the family members in a bid to ensure the well-being of one and all. If your income falls below the Federal poverty level, you can seek the benefits of Early Head Start program. In addition to infants and toddlers, pregnant women are also eligible for Early Head Start program.
Sometimes bettering your family’s situation is impossible without further education. To find money to aid you in paying for school, file the FAFSA to apply for federal student grants.
Talk to the financial aid department of the school you are considering, asking if there are any grants or scholarships available specifically for parents or families. The California Student Aid Commission is an excellent resource to use when looking for state-specific grants or scholarships.
There is also a new program called the family independence program (FI). This is a limited time program that works to help families with children that cannot provide for their basic needs. Low income families are eligible for this service and things like monthly stipend and jobs are provided.
Developed by the California Department of Education and California State University in alliance with California Community Colleges (CCC) and Association of Independent California Colleges and Universities (AICCU), this website provides comprehensive information about higher education in California.
The state of California is offering financial aid for families who make less than $150,000 to pay for their own or their child’s education.
This is good news for parents who either want to go back to school for a university education OR trying to put their kids through college.
This is good for middle-income families who aren’t able to afford college along with other monthly payments and obligations. This takes away the need and dependence of loans because now fewer people will have to put themselves through the tedious loan cycle.
The program began in 2014 and benefit rising high school seniors the most. This is an addition to the already existing Cal grants (for lower-income families). The plan started to be in full effect in 2017. Middle-income families who were exempt from Cal grants can use this new discount for their uses. This will help pay up to 40% of a prospective college student’s tuition.
This plan is also opening many opportunities for students. Students, who once turned away or cringed at the name “University” due to the high prices, can now reconsider and think of schools they actually may like to attend. The state hopes that finances aren’t a factor for students wishing to apply to California schools.
State Assistance is available if you look. These programs range from financial help to housing help to even grants and scholarship help.
If you need something beyond the basic TANF assistance, check out the resources on this page and surely you can be directed to something specific that is useful in your situation. For your kids, make sure to look into CalWorks and California Kids most definitely as they may be able to help you in the direction you need.
Although living in California can be expensive, there are many money making opportunities here that can help you be successful. As long as you live in the right city and surround yourself with as much help as possible, you can live a good life no matter what income.