Cars for single moms is a very important part of making ends meet. You need a car to get to work, daycare, and other essential places. But finding cars for single mothers can be tough on a limited income. Using car assistance programs, it will become easier (and cheaper) to get the car you need. There are many car donation and assistance programs for single moms out there that can help you get a working car. There’s the car itself, and then there’s car insurance, gas, and maintenance. It’s enough to make your head spin. If you’re having trouble purchasing a vehicle, getting a loan, or need reliable help with transportation, we have a few ideas to help you out. Car Donations For Single Mothers Often times, the car donation method is ignored. Usually, people find it hard to believe that it is possible to get cars as donations, sometimes with eligibility requirements. Take Free Charity Cars for example, people donate a car to this nonprofit organization, which in turn gives a car away to someone in need. People that are likely to receive aid in this form are military families, the working poor, single moms in need, etc. You would just need to go fill out an application online and people who receive cars are based off a voting system. The more often people in your area donate a car to charity, the more likely it is that you’ll be able to obtain one for free. There are many places to find organizations that donate cars, give cheap cars, and help pay for the price! One example is Charity Navigator. They are dedicated to helping low income families get their dream car! Online Websites To Look For Cars You should also check the paper or CraigsList.com to look for used cars. You could also write a post on Craigslist.com explaining your situation and saying that you’re looking for an affordable, reliable automobile. You never know who will read it. Maybe someone has a car they were going to sell but would rather it go somewhere it’s really needed, and they might offer their free cars for single moms. You could also check with car rental companies; they occasionally have rental cars for sale. Just be sure to have a mechanic inspect any used vehicle before you buy it. Some unscrupulous sellers will offer cars for single mothers that quickly break down, so they can get more money from your repair bills. Car Grants And Loans Are Available Too Don’t forget to check with your local Social Services agency, credit union, or any related non-profits in the area. Many times credit unions will design loan programs that offer single mothers help with transportation. More often than not, a vehicle means the difference between a single mom receiving government aid or not because of her ability to get to work. Agencies know this and many will take extra steps to help you on your quest to find a car. Use the power of the internet to help you, too. Search for automobile grants and loans for single moms. You might be able to find programs that offer free cars for single mothers if you meet certain need criteria. How to Get a Free Car for Low-Income Families Free cars for low income families Having a car oftentimes becomes more of a need than a want, and low income families should know that. There are actually many options for them to get a car for their daily activities. Now, this is not something as a impossible or unlikely as entering a sweepstakes hoping to win a car (however, it doesn’t hurt to try!). There are some other sure-fire ways that low income families can try to get closer to that dream car. Other Unlikely Places for Car Donations Usually religious institutions or churches are pretty helpful. Tell the about your situation and they often do a good job trying to help you in any way they can. Goodwill is also a company that does donations like that — and there are people who often donate their vehicles for tax purposes. Another effective solution that people usually try is finding a job that provides transportation for their workers. some businesses provide cars for their employees. Granted, there many be some limitations on how much and where you can drive it, but having the luxury of owning a car is useful nonetheless. If You Decide To Buy A Car If you’ve decided that you need your own vehicle, look somewhere other than a dealership to purchase your car. Habitat for Humanity takes donated cars and sells them to single mothers for a reduced price. It’s a great place to find cars for single moms. Before You Buy / Paying For The Car Use Your Tax Refund. Years ago you could get a decent running car for a couple of hundred dollars. Today, that kind of car is probably going to cost you around $1000 unless you find a really great deal. As a single mom you most likely get the Earned Income Credit and end up with a healthy chunk of change after you file your taxes. Look to Your Education. If you receive student loans or grants, you probably already know it’s not supposed to be spent on buying a car. However, they are supposed to be spent on your cost of living in the way of housing, utilities, and school supplies. Use the money you have set aside for your bills to buy your car and then use your education funds to pay the bills. It’s a matter of delegating the right funds to the right place. Get Creative About Securing Funds. Believe it or not, you may have a valuable service to trade for a car. You can always ask someone to loan you the money or sell anything might have in order to save the money up. You might also find great local deals by offering services instead of cash. For instance offer them babysitting services, house cleaning services, or whatever they may need that you can provide. For example, a self-employed construction worker may have need of someone to organize his paperwork. Assess your skills and see what you have to offer. Although you may not realize it, trade and barter is still very much alive today. How to buy cars from Craigslist and Avoid getting Scammed Here are the steps on How to buy cars from Craigslist and Avoid getting Scam Cars are big purchases and require lots of money and can be quite the investment. If you don’t have the means to buy a new car, craigslist may be a good option for you to find a car that suits your price point and requirements and needs. However, you want to make sure you are careful about buying on craigslist. There are many cautions to beware of. In the image below, we have compiled many tips and other steps and cautions for you to use as a guideline before you go about making your purchase and decision. Paying For The Right Car Many people think that the price you see is the price you pay when it comes to cars. The truth is that people and dealerships usually list cars for the maximum amount they want because they expect you to haggle with them. Start low and work your way up, usually meeting in the middle. It also helps to take someone with you who is familiar with cars. There may be a defect that wasn’t listed and you can get the car for much less because of it. Never shop for cars alone because people tend to assume that women know nothing about buying cars and they might take advantage of you. Using Car Donation and Assistance programs, getting a good and working car can become a reality! No related posts.