If you are struggling to keep up with expenses, there is a lot of help available for you in North Carolina. The state made many resources you can take advantage of like programs for healthcare, rent, childcare and a lot more. Regardless, of your situation, if you are looking for help, there are many places you can turn to when you need a little extra help.
The North Carolina Housing Finance Agency offers a variety of programs to help you and other needy families afford a warm, safe place to live. In addition to these programs, North Carolina partners with HUD to offer housing voucher and subsidized apartments.
Charlotte: Finding affordable housing can be difficult, especially in Charlotte, so organizations have made temporary and transitional housing easily available and they can also help cover some of your rent as well.
If you need childcare so you can go to work or attend school, you may be able to get subsidized childcare services through a state-supervised voucher program.
This flexible program allows the parent to choose the childcare situation that best fits their schedule and desire. The main requirement is that the childcare provider must participate in the Subsidized Child Care Program.
Medical assistance is available to certain families in the state of North Carolina through the Medicaid and Health Choice for Children programs. Both programs are designed to ensure that the uninsured have access to quality care, even if they cannot afford health insurance.
Families that make too much to qualify for Medicaid may be able to get coverage for their children under the Health Choice for Children program.
Durham: Healthcare is often forgotten or is just something you might have to sacrifice, but in Durham, there are many grants available to help parents out so they don’t have to stress about bad health and high costs.
North Carolina Health Choice for Children
If you aren’t eligible for Medicaid program due to your high income and at the same time you can’t afford a costly healthcare insurance, then Health Choice for Children is an ideal program for you.
It will provide your kids with a comprehensive health insurance at a very low premium. The plan will not just cover hospitalization and prescription medication, but it will also include medical services like dental and vision care.
Food and Supplies
The Department of Social Services in North Carolina offers a variety of food and nutrition services to families who cannot afford to purchase healthy foods.
The main one is the FNS benefit, which gives families an electronic benefits card they can use to purchase nutritious foods.
WIC is another program some families use to purchase healthy foods.
The Temporary Assistance for Needy Families (TANF) cash assistance is for needy families who are going through a temporary financial struggle.
North Carolina also has a Low- Income Energy Assistance program, which is a one-time payment that helps families pay their heating bills for the year. It is usually sent out around February.
North Carolina School Breakfast and Lunch Program
These programs provide nutritious meals to all school kids. The meals adhere to the nutritional standards outlined by the Federal government.
The chief objective of these programs is to safeguard the health of children. The Federal government administers both these programs and reimburses the schools participating in them.
North Carolina Special Milk Program
The Federal government provides meals kids who go to school for either free or at a very low price. If your child doesn’t participate in the food programs, you can try participating in the North Carolina Special Milk Program. The participating schools are compensated for the milk they serve.
North Carolina Summer Food Service Program
North Carolina Summer Food Service becomes operational in the summer break and provides meals to kids enrolled in schools. This service is usually offered in areas where there are many low income families.
In certain places, the service is also available in churches, playgrounds, parks, community centers and daycare centers.
North Carolina Head Start
In addition to enhancing their social and emotional skills, the Head Start program also takes care of their nutritional needs. This program motivates parent to actively participate in their kid’s day to day life. Parental involvement and support make kids emotionally and mentally strong.
Children less than 3 years of age and pregnant women can participate in Early Head Start program. This program ensures the participants get nutritious diet and remain emotionally strong and socially active.
If you cannot afford a car, there are many other means of transportation you can take.
If you do not have quality public transportation, call various charitable organizations to see if any transportation assistance is offered.
Certain places in North Carolina has a lot of public transit available for you to use so it might be beneficial to buy a pass.
North Carolina Unemployment Insurance
If you lost your job and you weren’t fault, try to gather more information about North Carolina Unemployment Insurance.
This program provides assistance for a short period of time. Within this time, you can quickly search for a new job without worrying about expenses and bills.
North Carolina Weatherization Assistance Program
This is a unique program that helps you live a comfortable life all the year round. While making your home energy efficient, the Weatherization Assistance Program educates you on how you can save energy and reduce your monthly bills.
Get in touch with your energy provider to know more about this program.
North Carolina Low Income Energy Assistance Program
This program has been specifically designed for low-income families to be able to meet their energy expenses.
LIEAP helps you to pay off your heating bill one time. To avail the benefits of this program you have to apply between December, 1 and March 31.
If you think that a college education is out of the picture, you should know that there are many resources available to make your college degree a reality.
The College Foundation of North Carolina offers information about grants, scholarships, and college readiness. In addition to this, be sure to file the FAFSA to apply for any federal grants or scholarships available to you.
Work First Benefits (WFB)
This is a fairly new program that made a new process for issuing Cash Assistance. The only requirement is that if you are receiving the grant, you must be involved in work related activities. You must finish all work related obligations before you are eligible to receive any form of the aid provided.
This grant helps increase North Carolina’s work rate and helps families in need as Well. This grant is mostly in conjunction with North Carolina’s TANF.
NC DHHS- Division of Social Services
Dorothea Dix Campus, McBryde Building
820 S. Boylan Avenue
Raleigh, NC 27603