No matter what your situation, raising kids on your own is a challenge. You need assistance no matter where you are in life. These resources will help you find financial assistance for single mothers available in the state of Arizona. Phoenix: Keeping up with bills is hard enough, especially off of one income. Luckily, there are many organizations here to help out paying the bills so you have to worry about only one thing: your family. They help pay for health, day-to-day bills, childcare and much more. Childcare help in Arizona – The DES (Department of Economic Security offers childcare assistance to parents who are getting a degree or GED, are actively employed, or are fulfilling other eligible training requirements and cannot afford to pay for childcare for their kids. For more information visit this link (https://www.azdes.gov/) or call 1-800-308-9000. If you do not qualify for the DES program, consider swapping childcare services with another single mom or finding affordable childcare through a home daycare or church setting. There is a lot of assistance for single mothers in the warm state of Arizona. Being a single mother is tough, but there is a lot of help to overcome the pain so you can live stress-free. Healthcare – Ensuring that your children are healthy is your primary concern as a parent, and the state of Arizona offers help if you cannot get private healthcare for your kids. Arizona’s KidsCare program is available to kids from low-income families in Arizona. It provides coverage for dental care, medical care, eye care, and emergency care. To see if you qualify, visit //www.azahcccs.gov/. If you also need health insurance for yourself, check out Arizona’s Medicaid program, Arizona Health Care Cost Containment System (AHCCCS), to see if you qualify. Government Assistance Food and Supplies – A healthy, balanced diet is essential for your children to grow and thrive. Arizona’s WIC (Women, Infants and Children) Program offers parents of children younger than five food vouchers to buy healthy foods like milk, bread and cheese. Find out if you qualify at //www.azwic.gov/. The DES offers the Nutrition Assistance Program to low-income families. Food pantries and banks are another option for low-cost food and pantry supplies. Transportation – Take advantage of the Arizona Transit Association’s many public transportation options if you are struggling to find a way to get to and from your job. Housing Help is Available too! Rent Assistance – Arizona offers two options for moms looking for help to provide housing for their families. The first is the Arizona HUD Subsidized Apartment Program, which helps pay some of the rent for families who live in subsidized apartments. The other is the Public Housing and Housing Choice Vouchers Section 8 housing program, which helps low-income families with their hosing needs in these cities://www.hud.gov/. or homeless shelter and emergency housing, check out //www.hud.gov/local/az/homeless/shelters.cfm. These include many shelters and other places with excellent amenities to help temporarily getting single mothers and their families back on their feet. Programs for Single Mothers in Arizona. Educational Grants – If you find that you have reached a ceiling in your current employment situation, finishing or starting your degree may be the answer. To get help paying for school, file the FAFSA to search for federal aid. Then consider state aid programs. To find out about the ones you may qualify for, talk to the financial aid department at your chosen school. Also be sure to research school scholarships for more financial assistance options. Helping Yourself As a single mom in Arizona, you probably get a good laugh when someone mentions anything about a savings plan. You most likely think that it’s enough just to get your current bills paid and don’t worry about saving up. However, you would be surprised at how just a little bit of savings can add up. IDA The Individual Development Account (IDA) was created for people just like you. It’s more than a savings account; it’s a life lesson. This savings account will be your funding for a down payment on a home, car, college costs, and other things you may need to get ahead. Learn how it works below. To begin with, you will attend brief classes in Arizona that will give you some insight into money management. You will learn about budgeting, managing your funds, interest rates and how to calculate them, and a whole list of other things that will help you better manage your personal finances. Once the class is complete, a savings account will be opened in your name. You simply put a bit in there every week or every month. Federal and state funds provide some of the matching funds. Local businesses in Arizona can also contribute to the savings plan. The more contributors are and the more funds there are, the more your money will be matched. You may receive up to three dollars in addition to the dollar you put in. The example below will help you understand. Assume that you put $20 into your savings account. The matched funds are held in a different account, but they are matched based on what you put in. If the fund are available and you are participating in a 3:1 match program, $60 is put into the account that holds the matched funds. In one month your $20 turns into $80. There are limitations as to how much you can contribute a month as well as income guidelines to participate in the program at all.