Raising kids are tough. You face many choices as a mom, and not having any support, it sometimes life feels overwhelming. It’s good to know that there are resources out there for single moms in Iowa.

Financial Help


You can partner with another single mom or family who works opposite shifts from you to do a childcare swap. Families with lower incomes may qualify for child care subsidy through the Childcare Assistance program (//www.dhs.state.ia.us/Consumers/ChildCare). This is available to people of certain incomes with children under the age of 13 who are participating in the Family Investment Program.


If your employer offers health-care coverage, this is typically the best option. If not, consider applying for one of the state programs. Medicaid provides coverage for unemployed or low-income individuals through the Department of Human Services. If you are working but your kids are not insured, you can apply for coverage through Hawk-i for your kids. You may be able to get care for yourself through the IowaCare program (//www.ime.state.ia.us/). Also refer to (//www.dhs.state.ia.us/consumers/assistance_programs/foodassistance/index.html)

Des Moines – Healthcare in the capital city can often be expensive but there are foundations to help out. They help put by providing affordable healthcare so you and your family can be healthy at a low cost.

Government Assistance

Food and Supplies

Food Assistance Program (//www.dhs.state.ia.us/Consumers/), which helps give food to needy families. This program is run by the DHS (Department of Human Services) and is available to low and medium income families. You also need to have children under the age of five can receive supplemental nutrition through WIC. The requirements are: following income guidelines and be a legal U.S citizen. WIC is also quite the same, here is a breakdown.Non-profit organizations throughout Iowa also operate several food banks and food pantries, like the Northeast Iowa Food Bank (//www.northeastiowafoodbank.org/managed/).

Transportation – Because Iowa has many rural areas, access to quality transportation can be limited to those who do not own a car. If you need help getting to or from work, call a church in your area to see if they offer shuttle services for single moms. If this does not work, consider finding someone you can carpool with.

Housing or Rent Assistance

The Partnership For Affordable Housing Inc. in Davenport offers rent assistance. Visit the website or call for more information.

If you are struggling to pay your mortgage or are facing foreclosure, there may be help available from a number of Iowa-based programs intended to help keep you in your home.

Iowa City- Keeping up with rent and having enough money for it can be difficult, especially off of one income. Luckily, the local government is here to help by offering many programs to make it a little bit easier.

Need Help with Housing?

Rent Assistance

HUD (//portal.hud.gov/portal) operates several programs in conjunction with the state of Iowa to help families find a place to live. Section 8 housing subsidies and vouchers make it possible for those who cannot afford typical rent to find housing they can afford.

Help with Home Buying

The Iowa Finance Authority helps people buying a home and helps them with any assistance related to it that they may need. This information is open to first time home buyers or even new buyers. They work with various lenders to help you out. Their goal is to promote affordable housing, backed by the government.

Programs for Single Mothers in Iowa

Educational Grants

If you find it impossible to reach your financial goals without a further education, consider heading back to school with night classes or even online classes. The first step in finding financing for this endeavor is filling out the FAFSA for federal aid. The state of Iowa offers many different scholarships and grants through state programs and local organizations.

Legal Assistance

For those needing help with legal matters, Iowa Legal Aid in Iowa City provides free legal assistance with civil legal problems involving basic necessities for low-income individuals in all 99 Iowa counties.

Legal assistance may cover issues including:

  • adoption services
  • advance medical directives
  • certificates and forms assistance
  • child custody or visitation assistance
  • child support assistance or enforcement
  • consumer law
  • discrimination assistance
  • domestic violence


Utility Assistance

Utility assistance for low income families can be provided through Operation Round Up. Luckily, many of Iowa’s gas and electric companies participate in the program which gives cash/grants available to families in need. The funds may be used to help pay for rent, groceries, utility bills, clothing, shelter, medical bills or health care.


In addition to financial assistance for low income families, the Iowa Department of Human Services also provides a means of locating reputable childcare. You can use a number of parameters to find the type of child care situation you desire from certified licensed day cares to in-home child care.

By Location

Various communities, cities and counties offer specific assistance to residents. Here are some of those agencies.

The Tolson Community Action Center in Mt. Pleasant can help with

  • Child Care Provider Referrals
  • Early Childhood Education
  • Economic Self Sufficiency Programs
  • Utility Service Payment Assistance
  • WIC.

The Clay County Public Health Department in Spencer provides the following services:

  • Adolescent/Adult Immunizations
  • Childhood Immunizations
  • Community Wellness Programs
  • Expectant/New Parent Assistance
  • Home Health Aide Services
  • Homemaker Assistance
  • Hospice Care and Public Health Nursing.

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