For some single moms, paying the mortgage is a daily challenge. For others, finding a way to go back to school to better their family’s situation is the biggest problem they face. Regardless, if you are a single mom looking for help in North Carolina, there are state resources you can turn to when you need a little extra help.

North Carolina Housing Help for Single Mothers

Rent Assistance – The North Carolina Housing Finance Agency (// offers a variety of programs to help single moms and other needy families afford a warm, safe place to live. In addition to these programs, North Carolina partners with HUD to offer housing voucher and subsidized apartments for needy families.

Charlotte: Finding affordable housing can be difficult, especially in Charlotte, so organizations have made temporary and transitional housing easily available and they can also help cover some of your rent as well.

Financial Help in North Carolina

Childcare -Qualified single moms who need childcare so they can go to work or attend school may be able to get subsidized childcare services through a state-supervised voucher program. This flexible program allows the parent to choose the childcare situation that best fits their schedule and desire. The only stipulation is that the childcare provider must participate in the Subsidized Child Care Program.

Raleigh: There is a lot of help in Raleigh, especially when it comes to help in grants. There is an organization dedicated in finding money-saving grants for single mothers so they don’t have to stress as much. There are grants in childcare, college, housing and anything to get single moms a little boost.

Healthcare – Medical assistance is available to certain families in the state of North Carolina through the Medicaid and Health Choice for Children programs (// Both programs are designed to ensure that the uninsured have access to quality care, even if they cannot afford health insurance. Families that make too much to qualify for Medicaid may be able to get coverage for their children under the Health Choice for Children program.

Durham: Healthcare is often forgotten or is just something most single moms have to sacrifice, but in Durham, there are many grants available to help parents out so they don’t have to stress about bad health and high costs.

North Carolina Health Choice for Children – If you aren’t eligible for Medicaid program due to your high income and at the same time you can’t afford a costly healthcare insurance, then Health Choice for Children is an ideal program for you. It will provide your kids a comprehensive health insurance at a very low premium. The plan will not just cover hospitalization and prescription medication, but it will also include medical services like dental and vision care.

Assistance Provided by the Government

Food and Supplies – The Department of Social Services in North Carolina offers a variety of food and nutrition services to families who cannot afford to purchase healthy foods. The main one is the FNS benefit, which gives families an electronic benefits card they can use to purchase nutritious foods. WIC is another program some families use to purchase healthy foods. The Temporary Assistance for Needy Families cash assistance for single moms and other needy families who are going through a temporary financial struggle. North Carolina also has a Low- Income Energy Assistance program, which is a one-time payment that helps families pay their heating bills for the year. It is usually sent out around February.

North Carolina School Breakfast and Lunch Program – These programs provide nutritious meals to all school kids. The meals adhere to the nutritional standards outlined by the Federal government. The chief objective of these programs is to safeguard the health of children. The Federal government administers both these programs and reimburses the schools participating in them.

North Carolina Special Milk Program – The Federal government provides meals to all school going kids either free of cost or at a very low price. However, some kids do not participate in these meal programs and they become eligible to avail the benefits of North Carolina Special Milk Program. The participating schools are compensated for the milk they serve.

North Carolina Summer Food Service Program – In the summer months, schools are usually not in session and during this time kids fail to get nutritious meals, under School Breakfast and National School Lunch Programs. North Carolina Summer Food Service becomes operational in the summer break and provides meals to school-going kids. This service is usually offered in areas where the population of low-income families is quite. At times, the service is also available in churches, playgrounds, parks, community centers and daycare centers.

North Carolina Head Start – This is an excellent program that prepares kids coming from low-income families for school. In addition to enhancing their social and emotional skills, Head Start program also takes care of their nutritional needs. This program motivates parent to actively participate in their kid’s day to day life. Parental involvement and support make kids emotionally and mentally strong. Additionally, it also fosters family bonds.

Children less than 3 years of age and pregnant women can participate in Early Head Start program. This program ensures the participants get nutritious diet and remain emotionally strong and socially active.

Transportation – If owning a vehicle does not make financial sense for your family, look into the public transportation options in your area. If you do not have quality public transportation, call various charitable organizations to see if any transportation assistance is offered.

Unemployment Assistance for Single Moms in North Carolina

North Carolina Unemployment Insurance – Lost your job and you are not at fault, try to gather more information about North Carolina Unemployment Insurance. This program provides assistance for a short period of time. Within this time, you can quickly search for a new job without worrying about expenses and bills.

Energy Assistance in North Carolina

North Carolina Weatherization Assistance Program – This is a unique program that helps poor families to lead a comfortable life all the year round. While making your home energy efficient, Weatherization Assistance Program educates you how to save energy and reduce your monthly bills. Get in touch with your energy provider to know more about this program.

North Carolina Low Income Energy Assistance Program – This program has been specifically designed for low-income families to be able to meet their energy expenses. LIEAP helps you to pay off your heating bill one time. To avail the benefits of this program you have to apply between December, 1 and March 31.

Other Programs to Check Out

College Grants – If you think that a college education is out of the picture, you should know that there are many resources available to make your college degree a reality. The College Foundation of North Carolina offers information about grants, scholarships, and college readiness. In addition to this, be sure to file the FAFSA to apply for any federal grants or scholarships available to you.

Work First Benefits (WFB) – This is a fairly new program that made a new process for issuing Cash Assistance. The only requirement is that if you are receiving the grant, you must be involved in work related activities. You must finish all work related obligations before you are eligible to receive any form of the aid provided.
This grant helps increase North Carolina’s work rate and helps families in need as Well. This grant is mostly in conjunction with North Carolina’s TANF.


NC DHHS- Division of Social Services
Dorothea Dix Campus, McBryde Building
820 S. Boylan Avenue
Raleigh, NC 27603

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